The Secret of Getting Ahead Is Getting Started

"I made two good decisions. The first was to start working with you in the first place. The second was following you to your new firm." This huge compliment came from one of my favorite clients during a recent client meeting.


When she first signed up, she was at the point where retirement planning was literally keeping her up at night. It was at the top of her middle of the night worries. She felt that she started late not because she didn’t want to prioritize her finances, but because she didn’t know what to do. She was also a bit skeptical and even admitted "I’m not sure why I stayed on the phone with you. I usually hang up when Advisors call me." Years later we’re both glad that she didn’t!

For the first time, she had a plan in place to tackle her finances. In the beginning, we addressed the fundamental pieces like account consolidation, establishing a Roth IRA, savings strategies outside of her 401(k) and savings account, and creating an investment strategy to address her market volatility concerns. Over time we’ve evolved her strategies by adding more complex investments, integrating ESG, and she’s even gotten hands-on with a few of her holdings like investing in artificial intelligence.

I’m happy to say that this client is now comfortably retired with a net worth of over $1 million. Instead of focusing on savings our agendas now include advice on spending to encourage her to enjoy her years of hard work. Did I also mention that she never made more than $80K/yr.?

When I think of this client and others that we’ve helped over the years I feel gratitude. I’m grateful for their trust in us. I’m also grateful for the hard work they put into partnering with us to reach their financial possibilities.

As we wrap up our 2020 Referral Month I’d love to say thank you to all of our wonderful clients for the trust they’ve put into us not only with their own finances but every time they trust us with a referral to someone they care about. CLICK HERE if there’s someone you think we can help.